Unique Idea

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Student Portal

Student Portal

SKILL EDUCATION LOANS

Move forward to reshape your personal and professional ambitions with Unique Idea.

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500+

Disbursed

20+

Countries

10k+

Students

100+

Universities

How to Apply for Unique Idea Skill Loans?

  • Apply easily using your smartphone, laptop, or desktop in just a few simple steps.
    1
  • Required Documents: Have your Pan card and Aadhar for KYC, as well as identity and address verifications.
    2
  • Employment credentials like Form 16 and ITR are needed as per RBI guidelines.
    3
  • Keep your banking details ready for the underwriting process and ENACH setup.
    4

Eligibility Requirements for Unique Idea
Skill Development Courses

  • The national skill development training program is open to individuals who want to enhance and upgrade their skills.
    1
  • Through the Skill Development Certification program, you can explore job opportunities in your expertise area.
    2
  • If you've completed your 10th standard, you can access diploma courses based on your interests and finish the certification in a year or two.
    3
  • Those with real-time work experience can also apply for certification courses and get certified.
    4
  • No major educational qualifications are needed for Soft Skill Development courses.
    5
  • For Hard Skill Development courses, a 12th standard certification or a predefined degree is mandatory. If you choose Diploma courses, completing the 10th standard is enough.
    6

Advantages of Upskilling Courses for
Professionals with Unique Idea

Better Job Opportunities: Upskilling courses from Unique Idea can make professionals stand out in the job market, as employers often seek individuals with specialized skills. This can open up more job opportunities and potentially lead to a higher salary.

Increased Job Enjoyment: Professionals who take upskilling courses with Unique Idea often find their work more enjoyable and fulfilling. With new skills, they can take on more challenging tasks, contributing to increased job satisfaction.

Enhanced Knowledge and Skills: Through Unique Idea’s upskilling courses, professionals can gain a deeper understanding of their field and acquire fresh skills. This keeps them updated on the latest technology and trends, allowing them to apply their knowledge and skills in their current role.

Boosted Confidence: Participating in upskilling courses with Unique Idea can boost professionals’ self-esteem. It proves to themselves and their employers that they can learn new things, leading to increased confidence in their abilities.

Networking Opportunities: Unique Idea’s upskilling courses provide professionals with chances to connect with others in their field. This networking can help them stay informed about the latest industry trends.

STUDY ABROAD

Top Countries with World Class Education

Have a Question? Find Answers Here!"

Absolutely. You can figure out the amount you need for that term and apply accordingly."
Unique Idea uses a detailed evaluation process that looks at various factors to determine if you and your co-applicant are eligible for a study abroad education loan. These factors include things like how well-known the university or course is and the financial reliability of your co-applicant.
Unique Idea provides loans with either floating or fixed interest rates. If it's a floating rate, it can change based on external economic conditions and internal policies. If it's a fixed rate, your education loan interest rate remains the same throughout.
Each country follows a unique admission cycle, and the ideal time to apply for a loan is 2-6 months before you plan to fly. Unique Idea offers pre-admission and pre-visa disbursements. With pre-admission, you can secure your admission, and with pre-visa, you can ensure timely visa processing. If you have all the required documents and information ready, your loan can be approved quickly.

Hear from trusted clients

Unique Idea came to my rescue right before my journey. My I-20 arrived late, and I needed funds urgently. While other banks were slow to help, Unique Idea managed to approve my education loan in less than a month. I'm grateful to Ram Sharma, who was patient and instrumental in getting my loan sanctioned. A big thanks to the bank!

Unique Idea has turned my dream of studying abroad into reality. The entire loan process went smoothly, thanks to the outstanding efforts of Mr. Ashish Dubey in the shortest time possible. He patiently guided us through every step, providing a clear understanding of the loan agreement. His polite and calm nature made it easy for us to ask numerous questions without any hesitation.

Choosing Unique Idea for my education loan was the best decision ever! The team, especially Ms. Deepika, made the entire process a breeze. She was not only efficient but also incredibly patient, addressing all my concerns. Thanks to Unique Idea, my dream of studying abroad is now a reality!

I am extremely grateful to Unique Idea for their exceptional support in funding my education. Mr. Raj, my loan officer, went above and beyond to ensure a smooth process. His expertise and friendly demeanor made me feel confident about my decision. Unique Idea truly stands out in making dreams come true!"