Welcome to Unique Idea!
The Unique Idea is committed to making it simpler for individuals to pursue their dreams without the worry of financial constraints. Established in 2014, our mission is to assist students and professionals in obtaining quick and affordable support for their educational and career pursuits.
Our objective is straightforward – we want to provide not only financial aid but also ensure that the entire process is easy and transparent. At Unique Idea, we believe in leveling the playing field, ensuring that everyone has an equal opportunity to learn and grow, irrespective of financial challenges. We’re not just a financial support system; we’re your partners in achieving your goals.
Adapting to the evolving needs of learners and leaders, Unique Idea is at the forefront of innovation and accessibility. Join us on this journey, and let’s turn your aspirations into reality with the support and guidance you deserve.
Unique Idea Offerings
Benefits of ChoosingUnique Idea
Student Education Loan
100% Financing
Pre-Admission Loan
Fastest Sanctions
Pre-Visa Disbursement
Customized Loans
Fast Track Loan
Competitive Interest Rates
Score Based Benefit
Flexible Repayment
Certificate of Availability of Funds
High on Services
Transparent Processes
APPLY FOR UNIQUE IDEA LOANS
1. Select
Choose your desired
Institute and course.
2. Apply
Provide and verify your
details and documents online.
3. Approval
On-the-spot approval and instant support from our loan advisors.
4. Learn & Repay
Loan disbursed to your institute as you repay in flexible EMIs.
800 Cr+
Disbursed
20+
Countries
15+
Lenders
5K+
Loans Facilitated
Study At Your Dream Destination
UK
Ireland
Canada
Australia
USA
New Zealand
Singapore
France
Our Trusted Lending Partners
Have a Question? Find Answers Here!"
How unique idea differ from Banks?
Unlike banks, we provide the fastest sanctions, cover 100% cost of education and without a need of margin money, we accept multiple and multi-city co-applicants for higher loan eligibility and most importantly we structure your loan based on merits and course potential.
Can the applicant transfer his/her existing Education Loan to Unique idea?
Yes, Unique idea offers Education Loan Re-Finance options at a competitive pricing and flexible tenures that match your requirements.
On what basis is my Education Loan evaluated?
Unique idea uses a popular scientific method, which measures more than 15 parameters of the student and co-applicant strength. For e.g.: Popularity of university/course, credit worthiness of the co-applicant, etc.
Types of Collateral that can be offered?
The Collateral should be any one of the following assists: Moveable Collateral. Fixed Deposit .Immoveable Collateral , Flat, House, Bungalow, Land (Non-Agricultural), Shop, etc.
How does Unique Idea evaluate my education loan for studying in India?
Unique Idea follows a systematic approach, considering over 15 factors related to the student and co-applicant’s strength. For instance, they evaluate the popularity of the university/course, the creditworthiness of the co-applicant, and more.
I don't need the full fees amount. Can I choose to pay for a single term?
Absolutely. You can figure out the amount you need for that term and apply accordingly.”
Why go for an executive education loan with Unique Idea?
An executive education loan from Unique Idea can help you cover the expenses of advanced programs like an MBA. These programs can be expensive, and a loan ensures you can pursue your education and career development goals without facing a heavy financial burden. Moreover, the executive education loan from Unique Idea can alsocover other educational costs like tuition, books, and materials associated with the program.
What costs are covered under an Education Loan?
Unique idea covers tuition fees, examination fees, living expenses, travel expenses, pre-admission costs, any other cost related to the course.
How much loan can I avail from Unique idea?
The best thing about Unique idea is that we don’t have a higher limit. Convince us of your passion to fulfill your dreams and Auxilo will fund your total cost of education.
Who can apply for an Unique idea Education Loan?
Any student who is an Indian citizen looking to pursue higher education in India or abroad.
Why should Unique idea be your Education Loan provider?
We know that education is an important investment, and everyone has the right to quality education. Our aim is to enhance the foundation of every student?s career. We strive to follow this goal by facilitating hassle-free education loans to all enabling them to chase their educational dreams regardless of their financial shortcomings.
How do MBA graduates fare in terms of job placements after studying in India?
The job placement outcomes for MBA graduates after studying in India differ based on the college and program. Generally, renowned MBA colleges in India boast a solid track record, with a significant number of their graduates securing positions with leading companies in India and internationally.
How do they decide if I can get a study abroad loan from Unique Idea?
Unique Idea uses a detailed evaluation process that looks at various factors to determine if you and your co-applicant are eligible for a study abroad education loan. These factors include things like how well-known the university or course is and the financial reliability of your co-applicant.
Why Take an Education Loan for an MBA in India?
Taking an education loan for an MBA in India can be an excellent investment, as it can help you to secure a good job and a higher salary. An MBA program can help you to gain the knowledge, skills, and expertise needed to be successful in the business world, so the potential financial return from the loan can be considerable. Additionally, an education loan can help you cover tuition, textbooks, and other expenses associated with your MBA program. Taking an education loan for an MBA in India can be an intelligent way to finance your studies and help you to reach your career goals.
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