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STUDY ABROAD LOAN

The Stairway to Your Aspirations

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500+

Disbursed

20+

Countries

10k+

Students

100+

Universities

Take a bold step forward and embrace the journey to chase your dreams!

Preparing to study abroad involves a bunch of things – planning, tests, and especially, dealing with finances. But don’t stress! With Unique Idea, you can say goodbye to worries about education loans for studying abroad. More and more Indian students are choosing countries like the USA, Canada, UK, Germany, Australia, Singapore, New Zealand, UAE, France, and Ireland for higher studies.

The cost of studying abroad depends on factors like the university, courses, and the cost of living in the chosen country. It might sound complicated, but with Unique Idea as your go-to for the Best Education Loan, we’ve got your back. We simplify the process so you can concentrate on the important stuff.

We take pride in our deep knowledge of this field and promise you the best, personalized study abroad loan options that match your specific needs. Don’t let financial concerns hinder your education goals and the dream of a secure future abroad. Get in touch with us, and we’ll assist you in securing an education loan for studying abroad, bringing you closer to making your dreams a reality!

Benefits of Choosing Unique Idea
Student Education Loan

100% Financing

Pre-Admission Loan

Fastest Sanctions

Pre-Visa Disbursement

Merit Based Loans

Attractive Interest Rate

Score Based Benefits

High on Services

Check your eligibility criteria for a Unique Idea Study Abroad Loan

  • The student seeking the Education Loan should be an Indian citizen, 18 years or older.
    1
  • Get admission confirmation from the institute before Unique Idea approves the Education Loan.
    2
  • The Education Loan needs a co-signer who earns in India.
    3

Courses

Unique Idea supports a wide range of courses, including:

  • Graduation, post-graduation, and professional degree/diploma programs from colleges/universities approved by UGC/AICTE/IMC/Government bodies, and more.
    1
  • Technical/professional courses such as management, medicine, law, engineering, aviation, etc.
    2
  • Degree/diploma programs from independent institutions like IIT, IIM, etc., that have received approval from Unique Idea
    3
  • Courses offered in India by recognized foreign universities.
    4
  • Vocational training, executive programs, and other courses that have been given the green light by Unique Idea.
    5

STUDY ABROAD

Top Countries with World Class Education

Have a Question? Find Answers Here!"

Absolutely. You can figure out the amount you need for that term and apply accordingly."
Unique Idea uses a detailed evaluation process that looks at various factors to determine if you and your co-applicant are eligible for a study abroad education loan. These factors include things like how well-known the university or course is and the financial reliability of your co-applicant.
Unique Idea provides loans with either floating or fixed interest rates. If it's a floating rate, it can change based on external economic conditions and internal policies. If it's a fixed rate, your education loan interest rate remains the same throughout.
Each country follows a unique admission cycle, and the ideal time to apply for a loan is 2-6 months before you plan to fly. Unique Idea offers pre-admission and pre-visa disbursements. With pre-admission, you can secure your admission, and with pre-visa, you can ensure timely visa processing. If you have all the required documents and information ready, your loan can be approved quickly.

Hear from trusted clients

Unique Idea came to my rescue right before my journey. My I-20 arrived late, and I needed funds urgently. While other banks were slow to help, Unique Idea managed to approve my education loan in less than a month. I'm grateful to Ram Sharma, who was patient and instrumental in getting my loan sanctioned. A big thanks to the bank!

Unique Idea has turned my dream of studying abroad into reality. The entire loan process went smoothly, thanks to the outstanding efforts of Mr. Ashish Dubey in the shortest time possible. He patiently guided us through every step, providing a clear understanding of the loan agreement. His polite and calm nature made it easy for us to ask numerous questions without any hesitation.

Choosing Unique Idea for my education loan was the best decision ever! The team, especially Ms. Deepika, made the entire process a breeze. She was not only efficient but also incredibly patient, addressing all my concerns. Thanks to Unique Idea, my dream of studying abroad is now a reality!

I am extremely grateful to Unique Idea for their exceptional support in funding my education. Mr. Raj, my loan officer, went above and beyond to ensure a smooth process. His expertise and friendly demeanor made me feel confident about my decision. Unique Idea truly stands out in making dreams come true!"